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Disclaimer

This blog is not intended as a substitute for personal medical or employee benefits advice. Please consult your physician before making decisions which may impact your personal health. Talk to your benefits administrator before implementing strategies which may impact your organization’s employee benefit objectives. The information provided about regulations is based upon the guidance we have received as of the date published, however due to the legislative process changes may occur at a later date.

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Self-Funded Health Plans Can Have a Positive Impact on Your Business

 

If you were not aware, self-funded health insurance can have a positive impact on your business. Officials in one county in the state of Kansas have decided that they are ready to make the switch to self-funding because they believe the change will help reduce health care costs.

Changing to a self funded health plan cuts health care costsAccording the hutchnews.com, "An estimate shows the county could spend more than $3.5 million for group health insurance costs, compared to just under $3 million in 2009." Meanwhile in Connecticut, a mayor declared that a self-funded health insurance plan saved his city more than $800,000.

Third-party administrator J.P. Farley can help you strengthen your benefits plan and control costs. Perhaps you thought this was not possible…maybe you were under the impression that if you got costs under control, then the quality of your benefits plan would suffer, but this is simply not the case. Let us take a look at your current offerings. We have helped many firms find ways to control costs while they remain compliant with health care law and give employees greater flexibility.

Self-funded health insurance is an opportunity for you to control costs and it can also be an invaluable experience for employees, especially if they know very little about health care costs. You can design a plan that meets their needs and they can have more input into health care premiums if you offer incentives when they reach certain health goals. A self-funded health plan gives employers and employees more input into how health care works at their organization.

The J.P. Farley Corporation focuses on value. We solve the problem of spiraling health care costs with transparent pricing, effective plan administration, extreme flexibility, and complete information about every aspect of your plan so you can proactively manage it as a business opportunity.

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