Cost Saving Tools & Resources

J.P. Farley is dedicated to providing participants with a variety of health and consumer tools. Login to access your personalized plan options and health tools.

Medical Library & Information

Tips for Being a Good Health Care Consumerways to lower health care costs to save premium

  • Decide the type of provider that is needed:
    • Physician’s Office – for scheduled care
    • Walk-In Clinic – for unscheduled care requiring prompt attention
    • Urgent Care – for unscheduled, prompt attention
    • Emergency Rooms – for immediate care
  • Choose lower cost place of service when possible
  • Free standing facilities owned by a hospital and labs on-site at the hospital or physician’s office are more costly
  • Investigate less costly laboratories and imaging centers
  • Ask your doctor for a written Rx for labs and imaging services so you can choose less costly options
  • Use urgent care and emergency room services responsibly and only if necessary
  • Take advantage of local retail clinics and/or telemedicine options when possible
  • Choose generic prescriptions over brands to save money
  • Research prescription costs prior to purchasing (Search
  • Usually brand drugs can be obtained at a lower cost through mail order
  • Often retail pharmacies offer better pricing for generic drugs
  • Ask your physician for 90-day prescriptions for maintenance medications
  • Obtain pre-certification when necessary for all specialty and high dollar Rx’s to avoid penalties
  • Choose providers and facilities with high quality care and outcome ratings
  • Investigate the cost of services prior to utilization whenever possible
  • Ask your provider if there are alternatives to their treatment plan (i.e. Is surgery the only option?)
  • Can a less costly medical test or procedure potentially achieve the same results? (i.e. X-ray vs. MRI)
  • Discuss preventive care with your primary care physician and stay on track receiving preventive care
  • Follow-up with your doctor or specialist as necessary
  • Don’t neglect care for chronic conditions
  • Continue prescribed medications as instructed and talk to your doctor if you have questions or concerns
  • Choose nutritious foods, exercise regularly and avoid risky behaviors to stay in the best health possible

Save on Prescriptions

The Rx Comparison search tools, available in cooperation with your pharmacy benefit network, help you find information on a medication that you take or consider taking. If available, the search results will display information and prices on comparable drugs. In this way, you can make an informed choice between brand name drugs, generic versions and over-the-counter medications. Members can utilize additional online tools to assist in finding the best pricing and drug information and more without logging into the website.

Participant Downloads

15 Questions to Ask About Surgical Procedures

Learn more about your procedure, how it will help, alternative treatments, the surgery’s risks and benefits as well as other questions you might have to ensure that you are fully informed.

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10 Questions Before Starting an Exercise Program

Ask your doctor these questions before starting an exercise program so your physician can evaluate and make any modifications to help you be successful and reach your fitness goals!

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14 Things to Know About Your Medications

It’s very important to take medications as your doctor has recommended. Missing doses or stopping your medications for a period of time can cause potentially serious effects on your health.

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Questions to Ask About Medical Tests

These questions are designed to help you feel comfortable with the tests your doctor is recommending and allow you to examine alternatives, cost considerations and anticipated results you may need to consider.

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